24 Apr 2026 · 4 min · banking
Punt — apunt.ie
Your money.
The parts nobody
explains.
Payslips, pensions, rent credits, mortgages — explained for the Irish system.
Independent · Irish system
Module 01 · 3 min
Step 1 — Gross pay
Your payslip, line by line
This is what the job pays before anyone takes a cut. Your salary, written on your contract, divided by twelve.
GROSS€2,917
PAYE−€432
USC−€68
PRSI−€120
NET€2,297
1 of 6
01Learn
Start with what every Irish worker needs to know.
Eight modules
0102030405060708
Your payslip, line by line
PAYE, USC, PRSI and what they pay for
The new pension, explained
Auto-enrolment and what it means for you
Before you sign
A plain guide to loans, borrowing, and what it really costs.
Renting in Ireland, plainly
Deposits, leases, notice periods, and your rights.
Help to Buy, plainly
The first-time buyer's tax rebate, and how it actually works.
SUSI grants, without the headache
The student grant — who qualifies, what it covers, how to apply.
Your first €50 invested
A calm introduction to saving and investing. No stock tips.
Tax you might be owed
Most PAYE workers are owed something. Here's how to find out.
02Calculate
Run the numbers yourself.
Free calculators built for the Irish system. No sign-up required.
Updated 2026 · 30 sec · No sign-up
Take-home pay calculator
See your real take-home after PAYE, USC, and PRSI — with optional pension.
Open calculator →03Read