CALCULATOR · LOANS
Loan calculator Work out what a loan actually costs.
Punt provides financial education, not financial advice. For regulated advice, consult an authorised financial advisor or contact MABS (mabs.ie) for free money advice.
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Monthly payment
€159/ month
Total cost of credit
€5,724 total repaid
Based on the details entered above.
Month 1 €38 interest / €122 principal
Month 18 €21 interest / €138 principal
Final month €1 interest / €157 principal
A guide, not financial advice. Actual rates and terms vary by lender. Always check the lender's official quote before signing.
Estimates only
These calculators are educational tools, not financial advice. Results are estimates based on the figures you enter and on rates that change — often at each Budget. They cannot account for your full circumstances. Where a tool projects into the future, figures are illustrative: past performance does not indicate future returns, and investments can fall as well as rise. Punt is not authorised by the Central Bank of Ireland to provide financial advice. For free, confidential money advice, contact MABS on 0818 07 2000. See our methodology for how these figures are worked out.