See how different terms and rates change the total cost.
Punt provides financial education, not financial advice. For regulated advice, consult an authorised financial advisor or contact MABS (mabs.ie) for free money advice.
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Entering details for Loan A.
€5,000
3 years
9.0%
Lender type
Loan A — LIVE RESULT
Monthly payment
€159/ month
Total cost of credit
€5,724 total repaid
€724 in interest
Based on the details entered above.
Interest
Principal
Month 1
€38 interest / €122 principal
Month 18
€21 interest / €138 principal
Final month
€1 interest / €157 principal
A guide, not financial advice. Actual rates and terms vary by lender. Always check the lender’s official quote before signing. This is a comparison of the numbers you entered, not a recommendation.